If you are looking for the perfect property for you but are not exactly sure of what you’d most like, try following a few of these steps and see if they help you get a better idea of the kind of property best suits you.
The first step is making a list of your wants and needs. You’ll want to write down a list of the practical features that are most important to you, such as proximity to the schools of your choice, a quiet street or a place near the hub bub of the city or a location near family members. Other factors such as an Olympic sized swimming pool, tennis courts and an extra-large Jacuzzi may be on your wish list but aren’t necessarily deal breakers, either. Arrange your list by writing your highest priorities at the top of the page and work your way down the list to your lowest priorities at the bottom.
Next, you must determine how much you can spend each month on housing, including property taxes, insurance and maintenance. You’ll want to talk with your bank or lender if you’re getting a mortgage. It’s important to match your needs with your wants, so think carefully about which features from your wish list can fit within your budget.
One of the more important steps you can take as you begin your home search is getting pre-approved – not just pre-qualified – for a mortgage. Although many start by finding a home that they want to buy and then search for financing, the correct way is to establish how much you can really afford and then begin looking at properties. If you are clear about your home buying budget from the outset you can avoid the disappointment of finding the perfect home and then learning that you can’t afford it.
Write down the neighborhoods where you’d most like to live. Once you narrow down the neighborhood you can begin looking for homes in that area that fit the list of features that you desire.
Have your real estate agent provide a list of homes that are in the neighborhoods you prefer and begin visiting the properties. Book private viewings, and attend them with the agent, who will point out interesting information about the property that you might not notice.
As the search goes on, take your time and wait for the right property to come along. The best properties are often quickly purchased, so have patience and keep looking. Eventually you will find just the right home.
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